Can I move to Canada if I have student loans to pay off in the US?
I am planning on moving to canada when I am done with school and was wondering how I would go about paying off my student loans from the US? Can I just pay it normally or are there any random laws I need to know about? I would also like to continue my education in canada.
Other - Canada - 4 Answers
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1 :
Actually my dear I do believe the government (Canada's) will help you anyway it can... and just for the record my dear... If you ever need to know about Canada's services for such things just visit "service Canada" they will provide you with everything from employment to training to education...
2 :
The answer would seem to be no. Citizenship & Immigration Canada doesn't seem to take existing debt into account. As a student, I'd say that your best bet is applying for a Student Visa. (And also a Student Work Permit if you'll need to find work to pay your bills while you're here.) Here's a ton of information on that from the C&IC's website: http://www.cic.gc.ca/english/study/index.asp (Including the eligibility requirements.) The reason I'm recommending you go this route is because there's a special system for people who've graduated from Canadian schools and/or have work experience here. It's called Canadian Experience Class, and here's the link that explains it: http://www.cic.gc.ca/english/immigrate/cec/index.asp Back when the earth was young, I went to University of Waterloo. I mention this because thousands of students from around the world study there. Here's a link to their International student office: http://www.iso.uwaterloo.ca/ Even if UofW doesn't offer what you want to study, they should be able to help you make sense of what you'd need to do and how to do it far better than I can. Best of luck and I sincerly hope everything works out for you.
3 :
Your debts will show up on a background check. You are unlikely to get any funding or loan in Canada as you would be an international student.
4 :
You can indeed apply for Canadian immigration while owing money in the USA> However, this does not mean you can get away with not paying the loans. Canada uses the same credit agencies as the USA and the data is on the same servers for both countries. Your US credit follows you to Canada if it is negative. But not if it is positive. As well, US lenders have no problem going after US deadbeats who have moved to Canada. Canada will allow them to use legal means to collect from you. If you want to move to Canada, here is a link to the Canadian government web site with the information. http://www.goingtocanada.gc.ca/CIC/display-afficher.do?id=0000000000102&lang=eng You can take this test to see if you might qualify http://www.cic.gc.ca/english/immigrate/skilled/assess/index.asp One of the most popular ways of entering Canada is as a skilled worker. Follow this link to see if you are eligible http://www.cic.gc.ca/english/immigrate/skilled/tool/index.asp However, Canadian employers will often not hire a person without Canadian employment experience, which you cannot get until someone offers you a job. The problem is that so many previous immigrants from countries other than the US, the UK, Australia, New Zealand or north western Europe have had false credentials that Canadian employers are wary of hiring people from other places than listed. The process of moving to Canada can take up to three years and can cost $10,000 in government fees. Permanent residency in Canada is not free. If you are a US citizen, an easier to way to work in Canada, at least on a temporary basis may be under NAFTA. However, you must be a member of certain specialty occupations. http://www.cic.gc.ca/english/work/special-business.asp#nafta These occupations are listed here. http://en.wikipedia.org/wiki/TN_Visa As well, if you are an H-1B visa holder in the USA, you may be eligible to apply for permanent residence in Canada. http://canadaimmigrationlaw.net/Immigration/h1b_visa.htm Also note that you do not need to know any French to immigrate to Canada unless you plan to live in the province of Quebec. As for getting a job in Canada, because so many immigrants from countries outside the USA and the UK have falsified degrees, Canadian employers generally do not accept them unless they already have Canadian experience in their field with another Canadian employer. It is common for engineers and the like from Asia and the Middle East, even with a PhD, to be taxi drivers or parking lot attendants. It is likely your degree will only be recognized if it is from the USA, UK, Australia, New Zealand or Northwestern Europe. Regardless, after a fast start Canada’s recovery from the recession has slowed down and it is very difficult to find a job in Canada. It will be easier when you see that Canada’s unemployment rate is below 6%. Do note that it is not possible to live in Canada by yourself or support a family with a minimum wage job.
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