What is the best bank for a US student studying in Canada?
I am a US student that will most likely be studying at UBC in the fall of 2009. Is there a bank that I can use both in Canada and the United States that is FDIC insured?
Studying Abroad - 2 Answers
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1 :
Bank of Canada will be the best.
2 :
There are no banks that provide seamless services both in the US and Canada, to my knowledge. However, many Canadian banks own banks in the United States, the Royal Bank of Canada comes to mind, and I believe that there are easier ways to transfer money between RBC and its U.S. banks (for example, easier online banking transfers.) All Canadian retail banks offer U.S. dollar accounts. Canadian dollars accounts are insured by the CDIC (Canadian Deposit Insurance Corporation) for up to $100,000.00, much like the FDIC in the U.S. I would advise just opening up a Canadian bank account and when you want to transfer money to Canada from the U.S. don't use a retail bank because your rate will not be good. Rather use a currency exchange business such as Custom House and negotiate a good rate--the more you transfer, the better the rate, so move you money all at once (say for an entire school year). I don't know why the other answerer suggests the "Bank of Canada". It is not a retail bank but a Crown entity like the Federal Reserve in the U.S.
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Monday, February 14, 2011
Monday, February 7, 2011
My Husband has left to canada on a student visa last year and i have applied for a dependent visa and was refu?
My Husband has left to canada on a student visa last year and i have applied for a dependent visa and was refu?
My Husband has left to canada on a student visa last year and i have applied for a dependent visa and was refused. Now that he has got a work permit and full time employment of 40 hrs a week. i would like to know whether i can apply for a dependent visa now. its been 1 months since he has joined the emploment.
Other - Canada - 1 Answers
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1 :
Your husband would have to sponsor you and prove to immigration officials that he can support you financially.
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My Husband has left to canada on a student visa last year and i have applied for a dependent visa and was refused. Now that he has got a work permit and full time employment of 40 hrs a week. i would like to know whether i can apply for a dependent visa now. its been 1 months since he has joined the emploment.
Other - Canada - 1 Answers
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1 :
Your husband would have to sponsor you and prove to immigration officials that he can support you financially.
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Tuesday, February 1, 2011
How can I get a student visa into Canada?
How can I get a student visa into Canada?
I am planning on attending the University of Toronto in Fall 2011 and I am from Texas. I was reading a little into it and it said that I can get one if I agree NOT to engage in the work force? What if I am planning on staying there longer than a year? And I also heard somewhere in the past that the government of Canada will only admit you through if you have $10,000 in untapped funds? Are these all valid statements? And how exactly could I go about getting a student visa?
Immigration - 2 Answers
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1 :
You can read all about it here: http://www.cic.gc.ca/english/inFORMation/applications/guides/5269E2.asp
2 :
I was reading a little into it and it said that I can get one if I agree NOT to engage in the work force? YES that is correct. You are a student - you should NOT be working. What if I am planning on staying there longer than a year? Your study permit should be valid to cover the entire course - you need to have enough money to support yourself while you are studying. And I also heard somewhere in the past that the government of Canada will only admit you through if you have $10,000 in untapped funds? Are these all valid statements? $10,000 per year will NOT be enough. You need to have at least $25,000 PER YEAR PLUS tuition fees and books. (another $10 15,000) You need to pay for rent, utilities, entertainment, health care (as you will NOT be covered by the Ontario health system), transportation, clothes, food, etc etc. And how exactly could I go about getting a student visa? Step 1- apply to the university and be accepted. The university will send you an acceptance letter step 2 - fill in the study permit forms from CIC and include documentation as required (copy of acceptance letter, proof of funds, proof that you WILL GO home at the end of your studies, and proof of no criminal record) send everything to the Buffalo visa office. step 3 - if you are approved you will get the study permit in the mail. It will have 2 dates on it - one date will be the earliest date you can enter Canada - NOT before. The other date will be the expiry date. If this date is before your course ends, then you just need to apply for an extension, show proof that you will be continuing your studies and have enough money to live on, and the extension should be granted.
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I am planning on attending the University of Toronto in Fall 2011 and I am from Texas. I was reading a little into it and it said that I can get one if I agree NOT to engage in the work force? What if I am planning on staying there longer than a year? And I also heard somewhere in the past that the government of Canada will only admit you through if you have $10,000 in untapped funds? Are these all valid statements? And how exactly could I go about getting a student visa?
Immigration - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You can read all about it here: http://www.cic.gc.ca/english/inFORMation/applications/guides/5269E2.asp
2 :
I was reading a little into it and it said that I can get one if I agree NOT to engage in the work force? YES that is correct. You are a student - you should NOT be working. What if I am planning on staying there longer than a year? Your study permit should be valid to cover the entire course - you need to have enough money to support yourself while you are studying. And I also heard somewhere in the past that the government of Canada will only admit you through if you have $10,000 in untapped funds? Are these all valid statements? $10,000 per year will NOT be enough. You need to have at least $25,000 PER YEAR PLUS tuition fees and books. (another $10 15,000) You need to pay for rent, utilities, entertainment, health care (as you will NOT be covered by the Ontario health system), transportation, clothes, food, etc etc. And how exactly could I go about getting a student visa? Step 1- apply to the university and be accepted. The university will send you an acceptance letter step 2 - fill in the study permit forms from CIC and include documentation as required (copy of acceptance letter, proof of funds, proof that you WILL GO home at the end of your studies, and proof of no criminal record) send everything to the Buffalo visa office. step 3 - if you are approved you will get the study permit in the mail. It will have 2 dates on it - one date will be the earliest date you can enter Canada - NOT before. The other date will be the expiry date. If this date is before your course ends, then you just need to apply for an extension, show proof that you will be continuing your studies and have enough money to live on, and the extension should be granted.
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Friday, January 28, 2011
How can I get a Student Visa to Canada From Taiwan ?
How can I get a Student Visa to Canada From Taiwan ?
Hello! I'm an overseas foreign worker from Philippines, I would like to apply from Taiwan for Canada. How long does it take to process for a student visa? What requirements do I need to settle? How about applying for other visas such as work and immigrant, which one is more easy and fast? Thanks for your suggestions or comments you could share to me.
Other - Canada - 3 Answers
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1 :
"easy and fast". Two words immigration don't like to hear. Another red flag for them will be that you aren't applying from your own country.
2 :
You need to get a work visa first before you can even come here. Unless you are a student you cannot apply for a student visa. If you are a student you'll have to show a letter of acceptance to a Canadian university first. http://www.cic.gc.ca/english/index.asp
3 :
You need to apply to a Canadian college or university and be accepted before you can get a student visa. Once you are accepted the visa will be straight forward. However, you will pay very high tuition and may not work off campus. Otherwise, the work visa application information and forms are here:
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Hello! I'm an overseas foreign worker from Philippines, I would like to apply from Taiwan for Canada. How long does it take to process for a student visa? What requirements do I need to settle? How about applying for other visas such as work and immigrant, which one is more easy and fast? Thanks for your suggestions or comments you could share to me.
Other - Canada - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
"easy and fast". Two words immigration don't like to hear. Another red flag for them will be that you aren't applying from your own country.
2 :
You need to get a work visa first before you can even come here. Unless you are a student you cannot apply for a student visa. If you are a student you'll have to show a letter of acceptance to a Canadian university first. http://www.cic.gc.ca/english/index.asp
3 :
You need to apply to a Canadian college or university and be accepted before you can get a student visa. Once you are accepted the visa will be straight forward. However, you will pay very high tuition and may not work off campus. Otherwise, the work visa application information and forms are here:
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Friday, January 14, 2011
Canada student visa and study permit is valid but my study is completed?
Canada student visa and study permit is valid but my study is completed?
I was wondering If I can re-enter or stay in canada till my visa and study permit is valid although I have completed my studies early.
Studying Abroad - 1 Answers
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1 :
If you have completed your studies early, and haven't reported it to Citizenship and Immigration Canada (CIC), your study permit is already invalid. This is because it is your responsibility to contact the CIC immediately if anything related to your studies changes. Changes include but are not limited to: **There has been a change in your funding situation; **Information on your Canadian Study Permit has changed and/or is no longer valid; **You intend to continue studies longer than the expiration date on your study permit; and/or **Your studies have concluded before your study permit has expired. Since your Study Permit is already invalid, you need to contact a CIC office immediately to get an extension on your Visa. You need to do this quickly to avoid being asked to leave the country immediately (or worse). There's no avoiding it because the school's records and your study permit end date are already out of synch. See the website below for more information. Good luck.
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I was wondering If I can re-enter or stay in canada till my visa and study permit is valid although I have completed my studies early.
Studying Abroad - 1 Answers
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1 :
If you have completed your studies early, and haven't reported it to Citizenship and Immigration Canada (CIC), your study permit is already invalid. This is because it is your responsibility to contact the CIC immediately if anything related to your studies changes. Changes include but are not limited to: **There has been a change in your funding situation; **Information on your Canadian Study Permit has changed and/or is no longer valid; **You intend to continue studies longer than the expiration date on your study permit; and/or **Your studies have concluded before your study permit has expired. Since your Study Permit is already invalid, you need to contact a CIC office immediately to get an extension on your Visa. You need to do this quickly to avoid being asked to leave the country immediately (or worse). There's no avoiding it because the school's records and your study permit end date are already out of synch. See the website below for more information. Good luck.
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Friday, January 7, 2011
Can an international student work in Canada after suspended?
Can an international student work in Canada after suspended?
A foreign student came to Ontario as an international university student. However, he got suspended because of failing grades. He would not be able to continue studying for 8 months. Does the VISA allow him to work in Canada during that period?
Higher Education (University +) - 1 Answers
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1 :
Hi. The student should contact Citizenship and Immigration Canada (CIC) immediately. They require immediate reporting if there are any changes to the information submitted on the original Canadian Study Permit. Matter of fact, until recently students were suppose to report a change in their major, although that is no longer the case. If the CIC isn't contacted and the proper documentation isn't issued for the extension, the chances of the student picking up their studies at their Canadian university in 8 months is slim to none. I would imagine that the school is also reponsible for reporting both the student's suspension and reinstatement to the CIC, so it's doubtful that there's any getting around it from the student's perspective. Furthermore, student work permits are usually granted by the university at which the student is studying and generally only for 20 hours a week unless they are involved in a school-sponsored internship. Therefore, I would suspect that any documentation to stay in Canada to work between now and when the student is reinstated at their university would be different from any documentation they currently hold. The websites below should help. Good luck.
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A foreign student came to Ontario as an international university student. However, he got suspended because of failing grades. He would not be able to continue studying for 8 months. Does the VISA allow him to work in Canada during that period?
Higher Education (University +) - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Hi. The student should contact Citizenship and Immigration Canada (CIC) immediately. They require immediate reporting if there are any changes to the information submitted on the original Canadian Study Permit. Matter of fact, until recently students were suppose to report a change in their major, although that is no longer the case. If the CIC isn't contacted and the proper documentation isn't issued for the extension, the chances of the student picking up their studies at their Canadian university in 8 months is slim to none. I would imagine that the school is also reponsible for reporting both the student's suspension and reinstatement to the CIC, so it's doubtful that there's any getting around it from the student's perspective. Furthermore, student work permits are usually granted by the university at which the student is studying and generally only for 20 hours a week unless they are involved in a school-sponsored internship. Therefore, I would suspect that any documentation to stay in Canada to work between now and when the student is reinstated at their university would be different from any documentation they currently hold. The websites below should help. Good luck.
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Saturday, January 1, 2011
If someone dies, what happens to the Canada student loans that she owes?
If someone dies, what happens to the Canada student loans that she owes?
Is the debt forgiven or does the family have to pay. What do you mean by the Estate?
Financial Aid - 3 Answers
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1 :
the debt is placed against the estate - if there's no money in the estate, then the debt it forgiven. so, in other words, no, the family doesn't have to pay, but the money will be taken out of the estate first (if there is one).
2 :
Family only pays is they co-signed for the debt. Otherwise the estate of the dead person will use any assets to repay the debt, if there aren't any, the debt goes unpaid.
3 :
What they mean by the estate is that if they have any assets such as property or bank account that can be liquidated to pay for the student loans.
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Is the debt forgiven or does the family have to pay. What do you mean by the Estate?
Financial Aid - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
the debt is placed against the estate - if there's no money in the estate, then the debt it forgiven. so, in other words, no, the family doesn't have to pay, but the money will be taken out of the estate first (if there is one).
2 :
Family only pays is they co-signed for the debt. Otherwise the estate of the dead person will use any assets to repay the debt, if there aren't any, the debt goes unpaid.
3 :
What they mean by the estate is that if they have any assets such as property or bank account that can be liquidated to pay for the student loans.
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